<?xml version="1.0" encoding="iso-8859-1"?>
<rss version="2.0">
<channel>
  <title>Expatriate Forums in Middle East</title>
  <link>http://www.alloexpat.com/middle_east_expat_forum/index.php</link>
  <description>The Middle East Expats Online Community Resources &amp; Forums</description>
  <language>english</language>
  <copyright>(c) Copyright 2009 by Expatriate Forums in Middle East</copyright>
  <managingEditor>expatforum@alloexpat.com</managingEditor>
  <webMaster>expatforum@alloexpat.com</webMaster>
  <pubDate>Wed Nov 25, 2009 2:19 am</pubDate>
  <lastBuildDate>Wed Nov 25, 2009 2:19 am</lastBuildDate>
  <docs>http://backend.userland.com/rss</docs>
  <generator>phpBB2 RSS Syndication Mod by Lucas</generator>
  <ttl>1</ttl>

  <image>
    <title>Expatriate Forums in Middle East</title>
    <url></url>
    <link>http://www.alloexpat.com/middle_east_expat_forum/</link>
    <description>The Middle East Expats Online Community Resources &amp; Forums</description>
  </image>

                                      <item>
                                        <title>JOBS VACANCIES ANNOUNCEMENTS-TOTAL ENERGY PETROCHEMICAL</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3084#3084</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=137491'&gt;Mrs. Belinda&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Mon Sep 07, 2009 8:48 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      Hello Everyone, &lt;br /&gt;
       We take this opportunity to publicly make this last announcement   to every liked minded individual, that the TOTAL ENERGY PETROCHEMICAL COMPANY (UK) PLC. Is hereby announcing jobs vacancies/ training programme 2009 in United Kingdom    . We need the services of able men and women around the globe to fill in the jobs gap placement in our company in United Kingdom. Below are the summaries  &lt;br /&gt;
list of jobs vacancies    with Total Energy Company  as follow :- Accounting / Audit / Taxation Jobs, Administration / Clerical Support / Service, Jobs, Banking, Business Analysis / Data Analysis Jobs, Business Consultancy Jobs, Business Development Jobs, Call Centre Jobs, Civil Services Jobs, Company Secretary Jobs, Customer Service Jobs, Design Jobs, Documentary Credit / Bills Processing, Energy / Natural Resources / Oil &amp;amp; Gas, Engineering Jobs, General Management Jobs, Hospitality / Hotel Services Jobs, Human Resources / Recruitment Jobs, Information Technology (I.T.) Jobs, Insurance Jobs, Junior Executive Jobs, Legal &amp;amp; Compliance Jobs, Inventorying, Marketing / Public Relations Jobs, Merchandising Jobs, Order Processing &amp;amp; Operation / Setting, Others Jobs, Petroleum / Petrochemical Jobs, Procurement / Purchasing / Sourcing &lt;br /&gt;
Jobs, Research &amp;amp; Development (R&amp;amp;D) Jobs, Research / Survey Services Jobs, Sales Jobs, Student / Fresh Graduate / No Experience, Telecommunications Jobs, Top Executives (CEO, CFO, CTO, GM, Manager, Tourism / Travel Agency Jobs, Trading Jobs, Transportation / Shipping / Freighting, and many more  jobs place available. &lt;br /&gt;
  &lt;br /&gt;
Thanks for your audience to read this publication message. &lt;br /&gt;
   Mrs.  Belinda   Clifford &lt;br /&gt;
(Chief international Announcement officer). &lt;br /&gt;
 Total Energy Company Plc    London - United</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3084#3084</comments>
                                        <author>Mrs. Belinda</author>
                                        <pubDate>Mon Sep 07, 2009 8:48 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3084#3084</guid>
                                      </item>
                                      <item>
                                        <title>Nhon Trach City Center (NTCC)</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3049#3049</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=106821'&gt;siewlee26&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Wed Apr 01, 2009 2:27 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      &lt;span style=&quot;font-size: 18px; line-height: normal&quot;&gt;&lt;span style=&quot;color: green&quot;&gt;&lt;span style=&quot;font-weight: bold&quot;&gt;Nhon Trach City Center (NTCC)&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-size: 12px; line-height: normal&quot;&gt;&lt;span style=&quot;font-weight: bold&quot;&gt;International Future City of Vietnam&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: 11px; line-height: normal&quot;&gt;Nhon Trach City Center (NTCC); the first satellite township concept in Nhon Trach District, Dong Nai Province; incorporates housing, commercial and recreational complexes to present the opportunity for the elite in Vietnam to experience luxury life where home, work, business and play are all within reach in a secured environment. With the essence of design contributed by specialists with hands-on housing scheme development experiences in Hong Kong, China, India, Australia and Malaysia, NTCC is shaped to be the International Future City of Vietnam!&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-size: 12px; line-height: normal&quot;&gt;&lt;span style=&quot;font-weight: bold&quot;&gt;Strategic Location&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: 11px; line-height: normal&quot;&gt;The position of NTCC in the would-be administrative center of Nhon Trach; which is about 60km from the bustling HCMC, in close proximity to numerous established industrial parks, namely Nhon Trach Industrial Park I-VI; benefits our tenants / owners in taking advantage of all the current and future planning for either Nhon Trach or its neighbouring cities in the south, collectively known as Southern Key Economic Zone.&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-size: 12px; line-height: normal&quot;&gt;&lt;span style=&quot;font-weight: bold&quot;&gt;Office Tower - NTCC’s kick off!!&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: 11px; line-height: normal&quot;&gt;NTCC will begin with the construction of our 15-storey Office Tower (Block H) which will be the first international standard high-rise office building in the heart of Nhon Trach. The elegance of the featured façade coupled with the creatively designed floor spaces shall fulfill every discerning owners’ differing investment requirements. Still hesitating? The following facts may help you decide:&lt;br /&gt;
&lt;br /&gt;
- Total net floor area : approx. 16,448 m2 with typical sizes of about 76 m2 to 699 m2 / unit, or up to 1,480 m2 / floor.&lt;br /&gt;
- Spacious parking lots in basement and open car parks. &lt;br /&gt;
- Floor to ceiling height of 2.6m to 4.0m spreads out high-end visuals.&lt;br /&gt;
- Central air-conditioning system.&lt;br /&gt;
- 3 high speed passenger lifts and 1 service lift.&lt;br /&gt;
- Round-the-clock security services with CCTV surrounding the building.&lt;br /&gt;
- Managed by Professional Property Management Company.&lt;br /&gt;
&lt;br /&gt;
Our elegant and first ever Office Tower in Nhon Trach is now opened for registration. It’s only 15 floors. Hurry and be amongst pioneer new owners!! For more details and registration, please contact us via :-&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-size: 14px; line-height: normal&quot;&gt;Marketing Hotline : &lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;color: green&quot;&gt;+84 (933) 268 968&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3049#3049</comments>
                                        <author>siewlee26</author>
                                        <pubDate>Wed Apr 01, 2009 2:27 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=3049#3049</guid>
                                      </item>
                                      <item>
                                        <title>Military towns giving rise to Iraq war critics - USA Today</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2804#2804</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=5269'&gt;Iraq News&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Tue Jul 25, 2006 12:15 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      &lt;br&gt;&lt;table border=0 width= valign=top cellpadding=2 cellspacing=7&gt;&lt;tr&gt;&lt;td valign=top&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/0-0&amp;fd=R&amp;url=http://www.usatoday.com/news/washington/2006-07-24-lawmakers-war_x.htm&amp;cid=1108199524&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Military towns giving rise to &lt;b&gt;Iraq&lt;/b&gt; war critics&lt;/a&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;font color=#6f6f6f&gt;USA Today&amp;amp;nbsp;-&lt;/font&gt; &lt;nobr&gt;1 hour ago&lt;/nobr&gt;&lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;b&gt;...&lt;/b&gt; desert. Yet, in a way, it&amp;#39;s a crucial battleground of the &lt;b&gt;Iraq&lt;/b&gt; war. &lt;b&gt;...&lt;/b&gt; Rep. John Murtha is leading the charge for a pullout from &lt;b&gt;Iraq&lt;/b&gt;. &lt;b&gt;...&lt;/b&gt;  &lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/0-1&amp;fd=R&amp;url=http://news.yahoo.com/s/huffpost/20060724/cm_huffpost/025545&amp;cid=1108199524&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Arianna Huffington: Congressional Winds of Change Over &lt;b&gt;Iraq&lt;/b&gt;&lt;/a&gt; &lt;font size=-1 color=#6f6f6f&gt;&lt;nobr&gt;Yahoo! News&lt;/nobr&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/0-2&amp;fd=R&amp;url=http://www.sfgate.com/cgi-bin/article.cgi%3Ffile%3D/c/a/2006/07/22/MNGIHK3KE11.DTL&amp;cid=1108199524&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Republican lawmakers losing positive tone on course of war&lt;/a&gt; &lt;font size=-1 color=#6f6f6f&gt;&lt;nobr&gt;San Francisco Chronicle&lt;/nobr&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;font class=p size=-1&gt;&lt;a class=p href=http://news.google.com/news?hl=en&amp;ned=us&amp;ie=ISO-8859-1&amp;ncl=http://www.usatoday.com/news/washington/2006-07-24-lawmakers-war_x.htm&gt;&lt;nobr&gt;all 4 related&lt;/nobr&gt;&lt;/a&gt;&lt;/font&gt;&lt;/table&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;amp;ct=us/0-0&amp;amp;fd=R&amp;amp;url=http://www.usatoday.com/news/washington/2006-07-24-lawmakers-war_x.htm&amp;amp;cid=1108199524&amp;amp;ei=8prFRPm7GKqKHK7YxYUC&quot; target=&quot;_blank&quot; class=&quot;postlink&quot;&gt;Read more...&lt;/a&gt;</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2804#2804</comments>
                                        <author>Iraq News</author>
                                        <pubDate>Tue Jul 25, 2006 12:15 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2804#2804</guid>
                                      </item>
                                      <item>
                                        <title>Japan Wraps Up Military Mission to Iraq - Washington Post</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2803#2803</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=5269'&gt;Iraq News&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Tue Jul 25, 2006 12:15 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      &lt;br&gt;&lt;table border=0 width= valign=top cellpadding=2 cellspacing=7&gt;&lt;tr&gt;&lt;td width=80 align=center valign=top&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/1i-0&amp;fd=R&amp;url=http://www.washingtonpost.com/wp-dyn/content/article/2006/07/24/AR2006072401137.html&amp;cid=1108225174&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;&lt;img src=http://news.google.com/news?imgefp=QK0y5q4J11oJ&amp;imgurl=media3.washingtonpost.com/wp-dyn/content/photo/2006/07/24/PH2006072401138.jpg width=79 height=64 alt=&quot;&quot; border=1&gt;&lt;br&gt;&lt;font size=-2&gt;Washington Post&lt;/font&gt;&lt;/a&gt;&lt;/td&gt;&lt;td valign=top&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/1-0&amp;fd=R&amp;url=http://www.washingtonpost.com/wp-dyn/content/article/2006/07/24/AR2006072401137.html&amp;cid=1108225174&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Japan Wraps Up Military Mission to &lt;b&gt;Iraq&lt;/b&gt;&lt;/a&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;font color=#6f6f6f&gt;Washington Post,&amp;amp;nbsp;United States&amp;amp;nbsp;-&lt;/font&gt; &lt;nobr&gt;2 hours ago&lt;/nobr&gt;&lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;TOKYO -- The last batch of Japanese troops touched down on Japanese soil Tuesday, wrapping up the country&amp;#39;s humanitarian mission inside &lt;b&gt;Iraq&lt;/b&gt;, its biggest and &lt;b&gt;...&lt;/b&gt;  &lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/1-1&amp;fd=R&amp;url=http://www.heraldnewsdaily.com/stories/news-00205252.html&amp;cid=1108225174&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Japan wraps up military mission to &lt;b&gt;Iraq&lt;/b&gt;&lt;/a&gt; &lt;font size=-1 color=#6f6f6f&gt;&lt;nobr&gt;Herald News Daily&lt;/nobr&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/1-2&amp;fd=R&amp;url=http://abcasiapacific.com/news/stories/asiapacific_stories_1696269.htm&amp;cid=1108225174&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Japan completes withdrawal from &lt;b&gt;Iraq&lt;/b&gt;&lt;/a&gt; &lt;font size=-1 color=#6f6f6f&gt;&lt;nobr&gt;ABC Asia Pacific&lt;/nobr&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;font size=-1&gt;&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;ct=us/1-3&amp;fd=R&amp;url=http://www.crisscross.com/jp/comment/970&amp;cid=1108225174&amp;ei=8prFRPm7GKqKHK7YxYUC&quot;&gt;Massive aid for &lt;b&gt;Iraq&lt;/b&gt; in pipeline&lt;/a&gt; &lt;font size=-1 color=#6f6f6f&gt;&lt;nobr&gt;Japan Today&lt;/nobr&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;font class=p size=-1&gt;&lt;a class=p href=http://news.google.com/news?hl=en&amp;ned=us&amp;ie=ISO-8859-1&amp;ncl=http://www.washingtonpost.com/wp-dyn/content/article/2006/07/24/AR2006072401137.html&gt;&lt;nobr&gt;all 31 related&lt;/nobr&gt;&lt;/a&gt;&lt;/font&gt;&lt;/table&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://news.google.com/news/url?sa=T&amp;amp;ct=us/1-0&amp;amp;fd=R&amp;amp;url=http://www.washingtonpost.com/wp-dyn/content/article/2006/07/24/AR2006072401137.html&amp;amp;cid=1108225174&amp;amp;ei=8prFRPm7GKqKHK7YxYUC&quot; target=&quot;_blank&quot; class=&quot;postlink&quot;&gt;Read more...&lt;/a&gt;</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2803#2803</comments>
                                        <author>Iraq News</author>
                                        <pubDate>Tue Jul 25, 2006 12:15 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2803#2803</guid>
                                      </item>
                                      <item>
                                        <title>FX Currency Trading / Forex FX Trading Online - Know More</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2748#2748</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=-1'&gt;Anonymous&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Wed Apr 05, 2006 6:10 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      You can check out &lt;a href=&quot;http://www.incomehunting.com&quot; target=&quot;_blank&quot;&gt;www.incomehunting.com&lt;/a&gt; also. We have an expert stock trader online to answer anything about stocks.</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2748#2748</comments>
                                        <author>Anonymous</author>
                                        <pubDate>Wed Apr 05, 2006 6:10 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2748#2748</guid>
                                      </item>
                                      <item>
                                        <title>Financial Services, Planners, Offshore Banking - Know More</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2611#2611</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=-1'&gt;Anonymous&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Fri Jan 06, 2006 12:01 pm&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      &lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;color: green&quot;&gt;Financial Services, Planners, Offshore Banking - Know More&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Dear members &amp;amp; guests&lt;br /&gt;
&lt;br /&gt;
Due to the continuous marketing approach of our expatriate community by mutiple financial planners services company, Allo' Expat has decided to provided you with some usefull imformation on the Expat Offshore Banking issue. Hope you'll invest wisely..... in the future&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;color: green&quot;&gt;Financial Advisors - who are they? &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q1 - How do I get the best offshore financial advice?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
The best offshore financial advice is probably given by Independent Financial Advisors. Independent financial advisors (or IFA's, as they are sometimes called) advise their clients on savings, investments and pensions. They may also provide Savings Plans for offshore investing to their clients.&lt;br /&gt;
&lt;br /&gt;
When counselling a client, the best offshore financial advisors should complete the following steps:&lt;br /&gt;
&lt;br /&gt;
    * Step 1 - collect detailed information about a client's financial circumstances and requirements ? be they for retirement planning, retirement income, expat investment, or another purpose.&lt;br /&gt;
&lt;br /&gt;
    * Step 2 - check all the offshore tax havens for the best offshore plans.&lt;br /&gt;
&lt;br /&gt;
    * Step 3 - provide impartial advice as to which plan(s) best meet their client's needs (in the form of a written report).&lt;br /&gt;
&lt;br /&gt;
    * Step 4 - arrange for a client to buy the chosen offshore plan(s) on the best terms available.&lt;br /&gt;
&lt;br /&gt;
You may want to complete your own research to ensure you know the right questions to ask your advisor.&lt;br /&gt;
&lt;br /&gt;
When all these stages are completed, you can be confident you have received the best offshore financial advice.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q2 - What is a Certified Financial Advisor?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Financial advisors may need a license to practice, issued by the Financial Services Regulator in their Country. Only these advisors may be called 'Certified Financial Advisors'.&lt;br /&gt;
&lt;br /&gt;
It may be a condition that prospective certified financial advisors show their Regulator that they are:&lt;br /&gt;
&lt;br /&gt;
    * competent to advise&lt;br /&gt;
&lt;br /&gt;
    * impartial in their advice&lt;br /&gt;
&lt;br /&gt;
    * independent of Providers&lt;br /&gt;
&lt;br /&gt;
    * covered by professional indemnity insurance.&lt;br /&gt;
&lt;br /&gt;
So it is important to check that your financial advisor is listed under:&lt;br /&gt;
&lt;br /&gt;
    * Certified Financial Advisors, licensed to advise in the Country where you live and&lt;br /&gt;
&lt;br /&gt;
    * Independent Financial Advisors - advising on a wide range of offshore plans from a full list of providers.&lt;br /&gt;
&lt;br /&gt;
Now you should feel confident you are receiving the best offshore financial advice.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q3 - How are offshore financial advisors paid?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Independent financial advisors (IFA's) earn their living from commissions they receive from plan providers. This is their income for the offshore financial advice they give.&lt;br /&gt;
&lt;br /&gt;
The commission that advisors (IFAs) receive from offshore financial advice cases may range from hundreds to thousands of dollars.&lt;br /&gt;
&lt;br /&gt;
Good offshore financial advisors should not be influenced by the amount of commission they receive.&lt;br /&gt;
&lt;br /&gt;
Some clients prefer to pay fees to their financial advisors for advice to ensure impartiality. When this occurs offshore financial advisors refund commission received from a plan provider either in cash or as an increased allocation of contributions invested.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q4 -How do I find a list of Independent Financial Advisors (IFAs)?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Search the web! Try searching using the search words independent financial advisors or certified financial advisors PLUS the name of the Country in which you live.&lt;br /&gt;
&lt;br /&gt;
Personal recommendations are always helpful - ask your friends if they would recommend their offshore financial advisors. Always check that a recommended advisor is both certified and independent.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;color: darkred&quot;&gt;Offshore Investing - What do that mean&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q1 - What is Offshore Investing or Offshore Investment?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
When we talk about Offshore investing plan opportunities it is like the savings plans available in many countries, except these plans:&lt;br /&gt;
&lt;br /&gt;
    * Are registered in tax havens and are regulated by their Financial Services Authorities.&lt;br /&gt;
&lt;br /&gt;
    * Can be used for investing by non-residents of the tax havens.&lt;br /&gt;
&lt;br /&gt;
    * Are sometimes more tax efficient than or have other advantages over domestic savings plans.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q2 - Why would expatriates choose offshore investing?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Expatriate investment in the savings plans catalogued here and offering offshore investing opprotunities might be appropriate when:&lt;br /&gt;
&lt;br /&gt;
    * No local or Home Country tax free regular savings plans are available.&lt;br /&gt;
&lt;br /&gt;
    * No local or Home Country tax free lump sum investment plans are available.&lt;br /&gt;
&lt;br /&gt;
    * An expatriate is planning to retire to a third country.&lt;br /&gt;
&lt;br /&gt;
If you fit any of these categories of expatriates you should investigate the offshore plans researched by Offshore Boffin and consult your Financial Advisor.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q3 - Are there other people who might benefit from Offshore Invesment?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Yes. People who are not living abroad might find offshore investment attractive in the following circumstances:&lt;br /&gt;
&lt;br /&gt;
    * They have more cash available for savings than can be invested tax free in their resident countries' investment plans (perhaps because the amount they can invest each year is capped).&lt;br /&gt;
&lt;br /&gt;
    * They may live in countries which do not have domestic tax free savings plans.&lt;br /&gt;
&lt;br /&gt;
    * They live in countries which are not suitable long-term investment environments for political or economic reasons.&lt;br /&gt;
&lt;br /&gt;
    * They wish to limit the effects of inheritance tac on their estates.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Q4 - Is there safe offshore investing?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
The answer is that All investors should remember that the value of ALL their investments can go down as well as up!&lt;br /&gt;
&lt;br /&gt;
Safe offshore investing is more likely by choosing plans:&lt;br /&gt;
&lt;br /&gt;
    * From politically stable tax havens - the quality of tax havens varies. &lt;br /&gt;
  &lt;br /&gt;
  * From well-regulated tax havens - the tax havens whose savings plans are catalogued here all regulate their financial services companies to avoid 'fly-by-night' companies.&lt;br /&gt;
&lt;br /&gt;
    * From reputable investment management and life assurance companies - whilst past performance is not always a guide to the future, the companies whose savings plans are listed here are all well-known names.&lt;br /&gt;
&lt;br /&gt;
    * Investing in 'mutual' or 'collective' funds. these funds are based on a simple idea. If a large number of investors pool their savings in - for example - an equity fund, the larger fund can be invested in shares in many companies, spreading each individual's risk.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;font-style: italic&quot;&gt;For expat investment - and others - to be successful the best offshore investment opportunities must be found. For that you'll need a good Financial Advisors.&lt;/span&gt; &lt;/span&gt;</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2611#2611</comments>
                                        <author>Anonymous</author>
                                        <pubDate>Fri Jan 06, 2006 12:01 pm</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2611#2611</guid>
                                      </item>
                                      <item>
                                        <title>IRAQ PROFILE : Iraq Country Profile</title>
                                        <link>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2607#2607</link>
                                        <description>&lt;br /&gt;
                                      Author: &lt;a href='http://www.alloexpat.com/middle_east_expat_forum/profile.php?mode=viewprofile&amp;u=-1'&gt;Anonymous&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;
                                      Posted: Fri Jan 06, 2006 11:57 am&lt;br /&gt;&lt;br /&gt;
                                      &lt;br /&gt;&lt;br /&gt;
                                      &lt;span style=&quot;font-weight: bold&quot;&gt;&lt;span style=&quot;color: green&quot;&gt;IRAQ PROFILE : Iraq Country Profile&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/en/e/ee/Iraq_map.png&quot; border=&quot;0&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
The Republic of Iraq (Arabic العراق; Kurdish Êraq) is a Middle Eastern country in southwestern Asia at the confluence of the Tigris and Euphrates Rivers, and also including southern Kurdistan. It shares borders with Kuwait and Saudi Arabia to the south, Jordan to the west, Syria to the north-west, Turkey to the north, and Iran (Persia) to the east. Iraq has a very narrow section of coastline at Umm Qasr on the Persian Gulf.&lt;br /&gt;
&lt;br /&gt;
The Republic of Iraq sits on land that is historically known as Mesopotamia (Assyrian: Bet Nahrain), which means 'land between the rivers' in Greek. This land was home to some of the world's first and most distinguished civilizations. These included Sumerian, Akkadian, Babylonian, Assyrian and many other cultures, whose influence extended into neighbouring regions, certainly from around 5000 BCE. These civilizations produced some of the first writing, science, mathematics, law and philosophy known to man, making it the center of what is commonly called the &amp;quot;Cradle of Civilization&amp;quot;. Ancient Mesopotamian civilization dominated other civilizations of its time.&lt;br /&gt;
&lt;br /&gt;
Following the seventh century A.D., Islam became entrenched in what is now Iraq. Baghdad, the capital of the Abbasid Caliphate (Islamic Empire), was the leading city of the world for five centuries and was the acknowledged leader of the Arab and Muslim world. In 1258 Baghdad was devastated by the Mongols and was later occupied by the Ottoman Turks. After World War I, the Turks were driven from the area by the British. Britain then created a mandate from three former Ottoman provinces and called this new country Al Iraq (which means &amp;quot;the origin&amp;quot; in Arabic), the name formerly applied to only the southern region of the province of Basra. In 1932, Britain gave independence to this mandate and Iraq became a sovereign, independent state.&lt;br /&gt;
&lt;br /&gt;
The modern state contains a mixture of various Arab, Muslim and Kurdish cultures, deeply influenced by Persian and Ottoman rule and societies. It also hosts three of the most important religious sites in Shia Islam - the Sacred Mosque of Imam Ali in Najaf and the mosques of Imam Hussein and Imam Abbas in Karbala. Najaf and Karbala are cities in southern Iraq.&lt;br /&gt;
&lt;br /&gt;
A transitional government of Iraq was elected in January 2005, following the March 2003 invasion of Iraq, led by American and British military forces, which drove Saddam Hussein and his Ba'ath Party from power. American offensives on such cities as Fallujah and Tal Afar, the continued lack of such basic services as electricity and clean water, and deep political division in the country, have continued to contribute to disenchantment and disorder in the country. Supporters of the Iraqi insurgency blame the occupying forces for the disorder, but others blame the insurgency itself. In the meantime, the country is still struggling to form stable democratic institutions.&lt;br /&gt;
&lt;br /&gt;
On October 15, 2005, the people of Iraq approved a new Constitution of Iraq in a referendum. Though it received a 79% &amp;quot;yes&amp;quot; vote, it was opposed by a large majority of Sunni Arab Iraqis, and is considered to have &amp;quot;barely&amp;quot; passed (as a few more votes against it would have caused its defeat, due to three provinces rejecting it by more than 2/3).&lt;br /&gt;
&lt;br /&gt;
On December 15, 2005, the people of Iraq voted for their first permanent National Assembly under the new constitution. The turnout was described by various media sources and official estimates as overwhelming, around 70%. A large number of Sunni Arabs voted in the election.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
History of Iraq&lt;br /&gt;
&lt;br /&gt;
Modern Iraq became a British mandate (the British League of Nations Trust Territory of Iraq) at the end of World War I and was granted independence from British control in 1932. It was formed out of three former Ottoman Willayats (regions): Mosul, Baghdad and Basra. The British-installed Hashemite monarchy lasted until 1958, when it was overthrown through a coup d'etat by the Iraqi army, known as the 14 July Revolution. It brought Brigadier General Abdul Karim Qassim's government to power (which withdrew from the Baghdad Pact and established friendly relations with the Soviet Union), from 1958 till 1963, when he was overthrown by Colonel Abdul Salam Arif. Salam Arif died in 1966 and his brother, Abdul Rahman Arif, assumed the presidency. In 1968, Rahman Arif was overthrown by the Arab Socialist Ba'ath Party. The Ba'ath's key figure became Saddam Hussein who acceded to the presidency and control of the Revolutionary Command Council (RCC), Iraq's supreme executive decision making body, in July 1979, killing off many of his opponents in the process. Saddam's absolute and particularly&lt;br /&gt;
bloody rule lasted throughout the Iran-Iraq War (1980–1988), which ended in stalemate; the al-Anfal campaign of the late 1980s, which led to the alleged gassing of thousands of Kurds in northern Iraq; Iraq's invasion of Kuwait in 1990 resulting in the Gulf War; and the United Nations-imposed economic sanctions. The United States and Britain declared no-fly zones over Kurdish northern and Shiite southern Iraq. Iraq is currently in turmoil&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Politics of Iraq&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Iraq was under Ba'ath Party rule from 1968 to 2003, in 1979 Saddam Hussein took leadership and became president until 2003, when he was unseated by a US-led invasion. The unicameral Iraqi parliament, the National Assembly or Majlis al-Watani, had 250 seats and its members were elected for 4-year terms. No non-Ba'ath candidates were allowed to run.&lt;br /&gt;
&lt;br /&gt;
In November 2003, the US-managed Coalition Provisional Authority announced plans to turn over sovereignty to an Iraqi Interim Government&lt;br /&gt;
by mid-2004. The actual transfer of sovereignty occurred on 28 June 2004. The interim president was Sheikh Ghazi Mashal Ajil al-Yawer, and the interim prime minister Iyad Allawi.&lt;br /&gt;
&lt;br /&gt;
On January 30, 2005, a majority of the Iraqi people voted in an election conducted by their transitional government which elected a 275-member Transitional National Assembly. The election was seen by many as a victory for democracy in the Middle East, but that opinion is not shared by all. Seymour Hersh has reported that there was an effort by the United States Government to shift funds and other resources to Iyad Allawi and that there may have been similar under the table dealings by other parties. Although he did not get the most seats in the Iraqi Congress, Allawi's delegation jumped from a projected 3 to 4% of the vote to 14% of the vote giving him power in the writing of the Constitution.&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;text-decoration: underline&quot;&gt;The Iraqi Assembly would:&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Serve as Iraq's national legislature. It has named a Presidency Council, consisting of a President and two Vice Presidents. (By unanimous agreement, the Presidency Council will appoint a Prime Minister and, on his recommendation, cabinet ministers.) &lt;br /&gt;
Draft Iraq's new constitution. This constitution was presented to the Iraqi people for their approval in a national referendum in October 2005. Under the new constitution, Iraq would elect a permanent government in December 2005. &lt;br /&gt;
Under the Iraqi transitional constitution, signed March 2004, the country's executive branch is now led by a three-person presidential council. The election system for the council effectively ensures that all three of Iraq's major ethnic groups are represented. The constitution also includes basic freedoms like freedom of religion, speech, and assembly, and is perceived by some to be more progressive than the U.S. Constitution. Controversially, however, it states that all laws that were in effect on the transfer date cannot be repealed. Furthermore, since the coalition forces are currently working to maintain order and create a stable society under the United Nations, coalition troops can remain in control of the country indefinitely despite the transfer of sovereignty. Since Iraqi forces are currently considered not fully trained and equipped to police and secure their country, it is expected that coalition troops will remain until Iraqi forces no longer require their support. However, these rules will be set aside once the Transitional National Assembly is seated.&lt;br /&gt;
&lt;br /&gt;
On 5 April 2005, the Iraqi National Assembly appointed Jalal Talabani, a prominent Kurdish leader, President. It also appointed Adel Abdul Mehdi, a Shiite Arab, and Ghazi al-Yawar, the former Interim President and a Sunni Arab, as Vice Presidents. Ibrahim al-Jaafari a Shiite, whose United Iraq Alliance Party won the largest share of the vote, was appointed the new Prime Minister of Iraq. Most power is vested in him. The new government was faced with two major tasks. The first is to attempt to rein in a violent insurgency, which has blighted the country in recent months, killing many Iraqi civilians and officials as well as a number of U.S. troops. (As of mid-2005, approximately 135,000 American troops remain in Iraq.) The second major task was to re-engage in the writing of a new Iraqi constitution, as outlined above, to replace the Iraqi transitional constitution of 2004.&lt;br /&gt;
&lt;br /&gt;
In the meantime, the Iraqi government is considered by many international governments to be a legitimate government. According to the US administration, the judiciary in Iraq operates under the primacy of rule of law, so war criminals from the totalitarian regime of Saddam Hussein will get a fair and open trial, in which their rights will be subjected to due process and be protected by the scrutiny of a free press, the requirements of modern court proceedings.&lt;br /&gt;
&lt;br /&gt;
On October 15, 2005, more than 63% of eligible Iraqis came out across the country to vote on whether to accept or reject the new constitution. On October 25, the vote was certified and the constitution passed with a 78% majority. The new constitution had overwhelming backing among the Shia and Kurdish communities, as well as among a sizeable minority of the Sunni Arabs of Western Iraq. Three provinces rejected it (Salah ad Din with 82% against, Ninawah with 55% against, and Al Anbar with 97% against), but the final vote against the constitution was not 67%, which would have defeated the constitution. Although fraud is widely believed in the Ninawah results, the results are unlikely to be overturned.&lt;br /&gt;
&lt;br /&gt;
Under the terms of the constitution, the country conducted fresh nationwide parliamentary elections on December 15 to elect a new, permanent government.&lt;br /&gt;
&lt;br /&gt;
The most influencial Shia figures are: Ayatullah Sistani, Ayatullah Al-Modarresi, Sayed Abdul Aziz Al-Hakim &amp;amp; Moqtada Al-Sadr&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Geography of Iraq&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Large parts of Iraq consist of desert, but the area between the two major rivers Euphrates and Tigris is fertile, with the rivers carrying about 60 million cubic meters of silt annually to the delta. The north of the country is largely mountainous, with the highest point being Haji Ibrahim at 3,600 m (11,811 ft). Iraq has a small coastline with the Persian Gulf. Close to the coast and along the Shatt al-Arab (known as arvandrūd: اروندرود among Iranians) there used to be marshlands, but many of these were drained in the 1990s.&lt;br /&gt;
&lt;br /&gt;
The local climate is mostly a desert clime with mild to cool winters and dry, hot, cloudless summers. The northern mountainous regions experience cold winters with occasional heavy snows, sometimes causing extensive flooding. The capital Baghdad is situated in the centre of the country, on the banks of the Tigris. Other major cities include Basra in the south and Mosul in the north. Iraq is considered to be one of the cradles of human civilization.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Economy of Iraq&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Iraq's economy is dominated by the oil sector, which has traditionally provided about 95% of foreign exchange earnings. In the 1980s financial problems caused by massive expenditures in the eight-year war with Iran and damage to oil export facilities by Iran led the government to implement austerity measures, borrow heavily, and later reschedule foreign debt payments; Iraq suffered economic losses from the war of at least US$100 billion. After hostilities ended in 1988, oil exports gradually increased with the construction of new pipelines and restoration of damaged facilities. A combination of low oil prices, repayment of war debts (estimated at around US$3 billion a year) and the costs of reconstruction resulted in a serious financial crisis which, was the main short term motivation for the invasion of Kuwait.&lt;br /&gt;
&lt;br /&gt;
Iraq's seizure of Kuwait in August 1990, subsequent international economic sanctions, and damage from military action by an international coalition beginning in January 1991 drastically reduced economic activity. Although government policies supporting large military and internal security forces and allocating resources to key supporters of the Ba`ath Party government have hurt the economy, implementation of the United Nations' oil-for-food program, started in December 1996, was to have improved conditions for the average Iraqi citizen.&lt;br /&gt;
&lt;br /&gt;
For the first six phases of the program (each phase lasting six months), Iraq was allowed to export limited amounts of oil in exchange for food, medicine, and some infrastructure spare parts. Subsequent investigation of the program has revealed significant corruption, with highly-placed U.N. officials being bribed, Ba'ath Party officials receiving lucrative kickbacks, and much of the money from oil sales being redirected into weapons research and acquisition by the Iraqi military.&lt;br /&gt;
&lt;br /&gt;
In December 1999, the UN Security Council authorised Iraq to export under the program as much oil as required to meet humanitarian needs. Iraq changed its oil reserve currency from US dollar to euro in 2000. Oil exports were more than three-quarters of the pre-war level. However, 28% of Iraq's export revenues under the program were deducted to meet UN Compensation Fund and UN administrative expenses. The drop in GDP in 2001 was largely the result of the global economic slowdown and lower oil prices. Following the 2003 invasion of Iraq, the economy to a great extent shut down; attempts are underway to revive it from the damages of war and rampant crime.&lt;br /&gt;
&lt;br /&gt;
During his year as the chief executive of Iraq, Ambassador Paul Bremer issued a series of orders designed to restructure Iraq's broadly socialist economy in line with neo-liberal thinking. Order 39 laid out the framework for the privatization of everything in Iraq aside from the &amp;quot;primary extraction and initial processing&amp;quot; of the oil reserves themselves, and permitted 100% foreign ownership of Iraqi assets. Other orders established a flat tax of 15% and permitted foreign corporations to repatriate 100% of profits earned in Iraq. Opposition from senior Iraqi officials, together with the poor security situation meant that Bremer's privatization plan was not implemented during his tenure, though his orders remain in place. Privatization of the oil industry, in addition to around 200 other state-owned businesses, is currently scheduled to begin sometime in late 2005. [3]&lt;br /&gt;
&lt;br /&gt;
One of the key economic challenges was what to do about Iraq's immense foreign debt. Although some of this debt was derived from normal export contracts that Iraq had failed to pay for, some was due as a result of military and financial support during Iraq's war with Iran. The Jubilee Iraq campaign argued that much of these debts were therefore odious (or illegitimate). However,as the concept of odious debt is not accepted, attempting to deal with the debt on those terms would simply have embroiled Iraq in legal disputes for years. Iraq decided to deal with its debt more pragmatically and opted to approach the Paris Club of official creditors.&lt;br /&gt;
&lt;br /&gt;
On 20 November 2005, the Paris Club of official creditors agreed with the Iraqi government to write off 80% (or up to $100 billion) of Iraq's external debt. This reduction will be implemented over three years in line with delivery by Iraq on economic reform. By the end of 2005, some $75 billion of Iraq's debt should have been cancelled.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-weight: bold&quot;&gt;Demographics of Iraq&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
72 to 75 percent of Iraq's population (mainly Iraqi but some Hejazi) speaks Arabic; the other major ethnic groups are the Kurds (15–20%), Assyrians (4%), and Turkomans (3%), who mostly live in the north and north-east of the country. The Assyrians, Kurds, and Turkomans differ from Arabs in many ways, including culture, history, clothing, and language. Other distinct groups are Persians, Lurs, and Armenians (possible descendants of the ancient Mesopotamian culture). About 2,500 Jews and 20,000–50,000 Marsh Arabs live in Iraq.&lt;br /&gt;
&lt;br /&gt;
Arabic and Kurdish are official languages; English is the most commonly spoken Western language. Assyrian is also used by the country's Assyrian population.&lt;br /&gt;
&lt;br /&gt;
There are more Arab Iraqi Muslim members of the Shiite sect than there are Arab Iraqi Muslims of the Sunni sect; but there is a large Sunni population as well, made up of mostly Arabs and Kurds. (Shiite 60% of total population made up of mostly Arabs). Iraq's sizable Christian population numbers some 750,000, most of them of the Chaldean rite. Bahá'ís, Mandaeans, Shabaks, and Yezidis also exist. Most Kurds are Sunni Muslims.&lt;br /&gt;
&lt;br /&gt;
Demographic information from the 2004 edition of the CIA's The World Factbook:&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;text-decoration: underline&quot;&gt;Ethnic groups:&lt;/span&gt; Arab, 75–80%; Kurdish, 15–20%; Assyrian or other, 5% &lt;br /&gt;
Religions: Muslim, 93–95% (Shi'ite, 60%; Sunni 40%); Christian, Yezidi, or other, 5–7%&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Source : Wikipedia</description>
                                        <comments>http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2607#2607</comments>
                                        <author>Anonymous</author>
                                        <pubDate>Fri Jan 06, 2006 11:57 am</pubDate>
                                        <guid isPermaLink="true">http://www.alloexpat.com/middle_east_expat_forum/viewtopic.php?p=2607#2607</guid>
                                      </item></channel></rss>