ncyong wrote:What do you mean 'Foreigners who reach the legal limit ' ? I've checked with the EPF and it's confirmed that foreigners are not allowed to utilize their EPF money unless they are PR or when they become disablility!
Ok. I called up the EPF hotline and they clarifyed the following:
1) A foreigner who DOES NOT have a PR at the time of retirement, MUST LEAVE the country, irrespective if they are married to a local or not, and then re-apply to come back and stay in Malaysia again. They (expats/foreigners) CAN make full withdrawal at ANYTIME provided it is upon the completion of their contract or employment.
2) A foreigner may withdraw his EPF in FULL upon reaching the retirement age of 55 provided he has PR, in which case, he can stay on in Malaysia without leaving the country.
Hope thet clarifies the situation for you.